Author Archive
Need A Business Plan? Here Are A Few Tips
If you’re finishing up your business plan and starting to think about presenting the plan to potential investors and lenders the presentation is important. The business plan represents you and your company. It doesn’t have to be in a gold embossed [read more...]
Debt Management and Poor Credit
You’ve been bombarded with credit card offers of all types since you became an adult, so it’s no surprise that you’re now thousands of dollars in debt. This massive debt, combined with the occasional missed payment, has caused your credit sco [read more...]
What You Need to Know about Home Equity Loan Rates
If you’re considering using your home equity to get a debt consolidation loan and pay down your credit card debt you should know about loan rates. The rates have a tremendous effect on the loan itself, so it’s a good idea to educate yourself about [read more...]
Your Credit Report Is Based On FICO: Improve Your Score
The acronym FICO stands for Fair Isaac & Company, the actual company who pioneered this mathematical calculation, during the late 1950’s. It is the credit model used to determine one’s credit score and dependability. The term “FICO scor [read more...]
Credit Card Debt Settlement: Is It For You?
Do you have at least $10,000 in credit card debt? If so you’re like a lot of other families. Credit cards have become a way of life. Few people carry much cash any more or even a checkbook. Credit cards maybe a convenience or even a necessity but you [read more...]
Is a Debt Consolidation Loan Possible With Poor Credit? - Yes
A poor credit debt consolidation loan is no different from any other debt consolidation loan, with the exception that the interest rate charged will be higher, sometimes much higher, than someone who has average or good credit. Obviously, the poorer your credi [read more...]
Halloween Party Decorations For Kids
Pull out your Halloween decorations. Any and all skeletons, bats, spiders, snakes, pumpkins, jack-o-lanterns, witches hat, spider webs, black cats, etc. will do. But don’t stop there.
Black tulle draped over furniture gives an eerie effect. White [read more...]
Is Declaring Personal Bankruptcy the Step You Need To Take to Get Out of Debt?
Personal bankruptcy is not the only alternative to getting out from under mountains of debt. Consider it a last resort. It will follow you for seven years on your credit report and forever as a federal court document. Court documents are open to the public. < [read more...]
Halloween Fabulous Food for Kids
Here are a few ideas for your Halloween Kids Party Food. Easy and fast, most take only a few minutes to make and will be a hit with the kids and the adults.
Spooky Spiders
Spread peanut butter or process cheese spread onto round butter crackers [read more...]
Earn Money Online But Avoid These Internet Scams
Unfortunately it seems that Internet Marketing has more than its fair share of con artists trying to bilk people out of money. They prey on the emotions of confusion, fear, and greed. Avoid these scams, shams, and con artist tricks when you earn money online [read more...]
